Terms of Use
Effective Date: May 4, 2025
These Terms of Use ("Terms") govern your access to and use of the website https://kale.money and any services provided by Kale Payments FZCO ("we", "us", or "our"), a company registered in the Dubai Multi Commodities Centre (DMCC) under Registration Number DMCC201880, located at Unit No: 279, DMCC Business Centre, Level No 8, Jewellery & Gemplex 2, Dubai, United Arab Emirates. By accessing or using our website or services, you agree to comply with these Terms.
1. Agreement to Terms
By accessing our website or services, you confirm you are at least 21 years old, as required under UAE law, and have the legal capacity to enter into these Terms. If you do not agree with these Terms, you must refrain from using our website or services.
2. Permitted Use
You agree to:
Certain services require account registration. You agree to:
4. Intellectual Property Rights
All website content, including text, images, logos, code, and designs, is owned by Kale Payments FZCO or its licensors and is protected by UAE and international intellectual property laws. You may not:
Our services may involve payment processing or financial transactions. You acknowledge that:
To the extent permitted by UAE law:
You agree to indemnify Kale Payments FZCO, its affiliates, and staff against any claims, losses, or damages resulting from your breach of these Terms or improper use of our website or services.
8. Termination of Access
We reserve the right to suspend or terminate your access to our website or services for reasons including:
9. External Links
Our website may include links to third-party websites. We are not responsible for their content, functionality, or practices. Accessing such websites is at your own risk.
10. Unforeseen Events
We are not liable for failure to perform obligations due to events beyond our control, including natural disasters, cyberattacks, or changes in UAE regulations.
11. Applicable Law and Dispute Resolution
These Terms are governed by the laws of the United Arab Emirates. Any disputes will be resolved exclusively in the courts of Dubai, UAE.
12. Updates to Terms
We may revise these Terms to reflect changes in our operations or legal requirements. Revised Terms will be posted on https://kale.money with an updated "Effective Date." Continued use of our website or services constitutes acceptance of the updated Terms.
13. Contact Information
For inquiries regarding these Terms, please contact:
Kale Payments FZCO
Unit No: 279, DMCC Business Centre, Level No 8
Jewellery & Gemplex 2, Dubai, United Arab Emirates
Email: info@kale.money
These Terms of Use ("Terms") govern your access to and use of the website https://kale.money and any services provided by Kale Payments FZCO ("we", "us", or "our"), a company registered in the Dubai Multi Commodities Centre (DMCC) under Registration Number DMCC201880, located at Unit No: 279, DMCC Business Centre, Level No 8, Jewellery & Gemplex 2, Dubai, United Arab Emirates. By accessing or using our website or services, you agree to comply with these Terms.
1. Agreement to Terms
By accessing our website or services, you confirm you are at least 21 years old, as required under UAE law, and have the legal capacity to enter into these Terms. If you do not agree with these Terms, you must refrain from using our website or services.
2. Permitted Use
You agree to:
- Use the website and services in accordance with UAE laws and these Terms.
- Provide accurate and truthful information when creating an account or engaging with our services.
- Refrain from any activities that could damage, disable, or impair our website, such as unauthorized access, spreading malicious software, or excessive server requests.
- Not copy, modify, or distribute any website content without our express written permission.
Certain services require account registration. You agree to:
- Submit accurate and current information during registration.
- Keep your account credentials secure and confidential.
- Immediately report any suspected unauthorized account activity to info@kale.money.
4. Intellectual Property Rights
All website content, including text, images, logos, code, and designs, is owned by Kale Payments FZCO or its licensors and is protected by UAE and international intellectual property laws. You may not:
- Reproduce, adapt, or distribute our content without prior written approval.
- Use our trademarks, logos, or branding without our consent.
Our services may involve payment processing or financial transactions. You acknowledge that:
- Additional terms may apply to payment services, provided separately.
- Transactions are subject to compliance with UAE anti-money laundering (AML) and know-your-customer (KYC) regulations.
- Financial transactions carry inherent risks, and past performance does not guarantee future outcomes.
To the extent permitted by UAE law:
- Our website and services are provided on an "as is" basis without warranties, express or implied.
- We are not liable for any indirect, special, or consequential damages arising from your use of our website or services.
- We do not guarantee uninterrupted access or error-free operation of the website.
- We are not responsible for losses due to unauthorized account access, provided we have implemented reasonable security measures.
You agree to indemnify Kale Payments FZCO, its affiliates, and staff against any claims, losses, or damages resulting from your breach of these Terms or improper use of our website or services.
8. Termination of Access
We reserve the right to suspend or terminate your access to our website or services for reasons including:
- Non-compliance with these Terms.
- Suspected illegal or fraudulent activities.
- Failure to meet KYC/AML requirements.
9. External Links
Our website may include links to third-party websites. We are not responsible for their content, functionality, or practices. Accessing such websites is at your own risk.
10. Unforeseen Events
We are not liable for failure to perform obligations due to events beyond our control, including natural disasters, cyberattacks, or changes in UAE regulations.
11. Applicable Law and Dispute Resolution
These Terms are governed by the laws of the United Arab Emirates. Any disputes will be resolved exclusively in the courts of Dubai, UAE.
12. Updates to Terms
We may revise these Terms to reflect changes in our operations or legal requirements. Revised Terms will be posted on https://kale.money with an updated "Effective Date." Continued use of our website or services constitutes acceptance of the updated Terms.
13. Contact Information
For inquiries regarding these Terms, please contact:
Kale Payments FZCO
Unit No: 279, DMCC Business Centre, Level No 8
Jewellery & Gemplex 2, Dubai, United Arab Emirates
Email: info@kale.money